> ## Documentation Index > Fetch the complete documentation index at: https://docs.worthai.com/llms.txt > Use this file to discover all available pages before exploring further. # Banking Information > Retrieve banking information for a particular business. ## OpenAPI ````yaml get /banking/business/{businessID} openapi: 3.1.0 info: title: Banking Information Details description: >- Retrieves comprehensive banking information for a specified business, including connected bank accounts, current and available balances, routing details, and recent transaction history contact: {} version: '1.0' servers: - url: https://api.joinworth.com/integration/api/v1 variables: {} security: [] paths: /banking/business/{businessID}: parameters: [] get: tags: - Banking summary: Banking Information Details description: Retrieve banking information for a particular business. operationId: BusinessBankingInformation parameters: - name: businessID in: path description: >- The unique identifier of the business to retrieve banking information for. required: true style: simple schema: type: string examples: - 23e916f6-e681-43f7-8c79-23a0e6ceb391 responses: '200': description: OK headers: Date: content: text/plain: schema: type: string contentMediaType: text/plain example: Fri, 28 Feb 2025 11:26:29 GMT Content-Length: content: text/plain: schema: type: string contentMediaType: text/plain example: '1422' Connection: content: text/plain: schema: type: string contentMediaType: text/plain example: keep-alive Content-Security-Policy: content: text/plain: schema: type: string contentMediaType: text/plain example: >- default-src 'self';base-uri 'self';font-src 'self' https: data:;form-action 'self';frame-ancestors 'self';img-src 'self' data:;object-src 'none';script-src 'self';script-src-attr 'none';style-src 'self' https: 'unsafe-inline';upgrade-insecure-requests Cross-Origin-Opener-Policy: content: text/plain: schema: type: string contentMediaType: text/plain example: same-origin Cross-Origin-Resource-Policy: content: text/plain: schema: type: string contentMediaType: text/plain example: same-origin Origin-Agent-Cluster: content: text/plain: schema: type: string contentMediaType: text/plain example: '?1' Referrer-Policy: content: text/plain: schema: type: string contentMediaType: text/plain example: no-referrer Strict-Transport-Security: content: text/plain: schema: type: string contentMediaType: text/plain example: max-age=15552000; includeSubDomains X-Content-Type-Options: content: text/plain: schema: type: string contentMediaType: text/plain example: nosniff X-DNS-Prefetch-Control: content: text/plain: schema: type: string contentMediaType: text/plain example: 'off' X-Download-Options: content: text/plain: schema: type: string contentMediaType: text/plain example: noopen X-Frame-Options: content: text/plain: schema: type: string contentMediaType: text/plain example: SAMEORIGIN X-Permitted-Cross-Domain-Policies: content: text/plain: schema: type: string contentMediaType: text/plain example: none X-XSS-Protection: content: text/plain: schema: type: string contentMediaType: text/plain example: '0' Vary: content: text/plain: schema: type: string contentMediaType: text/plain example: Origin Access-Control-Allow-Credentials: content: text/plain: schema: type: string contentMediaType: text/plain example: 'true' ETag: content: text/plain: schema: type: string contentMediaType: text/plain example: W/"58e-6iO8AFzxA2ctFVUAAop70CjggZc" content: application/json; charset=utf-8: schema: $ref: '#/components/schemas/Success5' examples: default: summary: Banking information for a business value: status: success message: Banking information fetched successfully. data: - id: 5db79f51-f712-4a1e-9414-4b10fa27cc95 business_integration_task_id: 9825dd49-72a1-4ad8-806a-e516f4f1131e bank_account: '1111222233330000' bank_name: Business Checking official_name: Business Gold Interest Checking institution_name: First National Bank verification_status: VERIFIED balance_current: '110.00' balance_available: '100.00' balance_limit: '0' currency: USD type: depository subtype: checking mask: '0000' created_at: '2026-03-23T14:51:53.335Z' routing_number: U2FsdGVkX1+3cLnEmf6eR58JsRMTlINKXMnbbJ+w1TI= wire_routing_number: U2FsdGVkX1+WXlPZC+JZPtF+rAWb/Q6yrc5lZIQtFqc= deposit_account: true is_selected: false is_additional_account: false account_holder_name: null account_holder_type: null average_balance: -416.94 transactions: - id: 2f013916-d1eb-40e9-8b8e-aeada4f4802d bank_account_id: 5db79f51-f712-4a1e-9414-4b10fa27cc95 business_integration_task_id: 9825dd49-72a1-4ad8-806a-e516f4f1131e transaction_id: JDGeRegXwph5KX6GJq6JIAvggxpBPjtByWM65 date: '2026-03-15T00:00:00.000Z' amount: '5.4' description: Uber 063015 SF**POOL** payment_metadata: by_order_of: null payee: null payer: null payment_method: null payment_processor: null ppd_id: null reason: null reference_number: null currency: USD category: Travel,Taxi payment_type: special is_pending: false created_at: '2026-03-23T14:51:58.224Z' merchant_name: Uber balances: - year: 2026 month: 1 balance: -695.48 bank_account_id: 5db79f51-f712-4a1e-9414-4b10fa27cc95 currency: USD created_at: '2026-03-23T14:51:56.739Z' updated_at: null match: false depositAccountInfo: accounts: - account_id: d4959d3e-82c6-40ce-868a-1b07a1b6baeb balances: available: null current: null limit: null mask: '9376' name: Bank of America official_name: Bank of America subtype: Checking type: additional_accounts account_holder_name: null account_holder_type: null institution_name: ACH verification_status: VERIFIED numbers: ach: - account: '3250211139376' account_number: U2FsdGVkX1/Y/ilypReDU1R8rAPy2rZg7u4L2uwEpms= account_id: d4959d3e-82c6-40ce-868a-1b07a1b6baeb routing: '121000358' wire_routing: '121000358' bacs: [] eft: [] international: [] verification_result: id: 268c89b1-593d-42c4-98ae-c2d13da061d8 verification_status: SUCCESS created_at: '2025-09-23T17:55:15.331Z' updated_at: '2025-09-23T17:55:15.331Z' account_verification_response: name: Invalid Routing Number code: GS01 description: >- Invalid Routing Number - The routing number supplied did not match the format of a valid routing number. verification_response: Declined account_authentication_response: name: null code: null description: null verification_response: null ach_account_id: ecb698c5-6cfd-4a39-935e-d228ab2cb30d routing: '011401533' wire_routing: '021000021' bank_detail: null deprecated: false security: - bearer: [] servers: - url: https://api.joinworth.com/integration/api/v1 variables: {} components: schemas: Success5: title: Success5 type: object properties: status: type: string description: The status of the API response (e.g., success, error). message: type: string description: >- A human-readable message providing additional context about the API response. data: type: array items: $ref: '#/components/schemas/Data3' description: >- An array containing the banking data records retrieved for the business. Data3: title: Data3 type: object properties: id: type: string description: Unique identifier for the bank account record. business_integration_task_id: type: string description: Unique identifier linking to the specific business integration task. bank_account: type: string description: The masked or full bank account number. bank_name: type: string description: The general or common name of the bank or integration provider. official_name: type: string description: The official or legal name of the bank account product. institution_name: type: string description: The name of the financial institution holding the account. account_holder_name: type: - string - 'null' description: The name of the individual or entity holding the account. account_holder_type: type: - string - 'null' description: The type of entity holding the account (e.g., individual, business). verification_status: type: - string - 'null' description: The current verification status of the bank account. balance_limit: type: string description: The maximum balance or credit limit associated with the account. balance_current: type: string description: >- The total current balance of the account, which may include pending transactions that have not yet fully settled. balance_available: type: string description: >- The total amount of funds in the account that are immediately available for withdrawal or transfer, excluding any pending transactions or holds. currency: type: string description: The three-letter ISO currency code for the account. type: type: string description: The broad category of the account (e.g., depository, credit). subtype: type: string description: The specific subtype of the account (e.g., checking, savings). mask: type: string description: The last few digits of the account number used for display purposes. created_at: type: string description: The timestamp indicating when the record was created. routing_number: type: - string - 'null' description: The primary routing number associated with the account. wire_routing_number: type: - string - 'null' description: The specific routing number used for wire transfers. deposit_account: type: boolean description: Indicates whether the account can accept deposits. is_selected: type: boolean description: >- Indicates whether this account is currently selected as primary or active. is_additional_account: type: boolean description: Indicates whether this is an auxiliary or additional account. average_balance: type: - string - 'null' description: The calculated average balance of the account over a defined period. transactions: type: array items: $ref: '#/components/schemas/Transaction' description: A list of transaction records associated with the bank account. balances: type: array items: $ref: '#/components/schemas/Balance' description: >- A historical record of account balances categorized by month and year. match: type: boolean description: >- Indicates if the account details match the expected business verification criteria. depositAccountInfo: type: - object - 'null' description: >- Detailed routing and account number information specifically for deposit purposes. properties: accounts: type: array description: List of related accounts under this deposit profile. items: type: object properties: account_id: type: string description: Unique identifier for the deposit account. mask: type: string description: Masked account number for display. name: type: string description: Display name of the deposit account. official_name: type: string description: Official product name of the deposit account. type: type: string description: Category of the deposit account. account_holder_name: type: - string - 'null' description: Name of the deposit account holder. account_holder_type: type: - string - 'null' description: Entity type of the deposit account holder. subtype: type: string description: Specific subtype of the deposit account. institution_name: type: string description: Financial institution for the deposit account. verification_status: type: string description: Verification status of the deposit account. balances: type: object description: >- Available, current, and limit balances for the deposit account. properties: available: type: - string - 'null' description: The available funds for withdrawal. current: type: - string - 'null' description: The total balance including pending transactions. limit: type: - string - 'null' description: The credit limit, if applicable. numbers: type: object description: >- Routing and account number details categorized by transfer network. properties: ach: type: array description: Automated Clearing House (ACH) network routing details. items: type: object properties: account: type: - string - 'null' description: The ACH account number. account_number: type: - string - 'null' description: The encrypted or raw account number for ACH. account_id: type: - string - 'null' description: The internal identifier for this ACH setup. routing: type: - string - 'null' description: The ACH routing transit number. wire_routing: type: - string - 'null' description: The routing number for wire transfers. bacs: type: array description: BACS payment network details (UK). eft: type: array description: Electronic Funds Transfer (EFT) details (Canada). international: type: array description: International wire transfer details (e.g., SWIFT/IBAN). verification_result: type: - object - 'null' description: Detailed outcome of the bank account verification process. properties: id: type: string description: Unique identifier for the verification result. verification_status: type: string description: Overall status of the verification attempt. created_at: type: string description: Timestamp indicating when the verification result was generated. updated_at: type: string description: >- Timestamp indicating when the verification result was last updated. account_verification_response: type: - object description: Response details from the account verification service. properties: name: type: - string - 'null' description: Name or category of the verification response. code: type: - string - 'null' description: Status or error code returned by the verification service. description: type: - string - 'null' description: Detailed explanation of the verification response code. verification_response: type: - string - 'null' description: The final decision or state of the verification. account_authentication_response: type: - object description: Response details regarding account holder authentication. properties: name: type: - string - 'null' description: Name or category of the authentication response. code: type: - string - 'null' description: Status or error code for the authentication. description: type: - string - 'null' description: Detailed explanation of the authentication response. verification_response: type: - string - 'null' description: The final decision or state of the authentication. ach_account_id: type: - string - 'null' description: Unique identifier specific to the ACH account details. routing: type: - string - 'null' description: The primary routing number associated with the account. wire_routing: type: - string - 'null' description: The routing number specifically designated for wire transfers. bank_detail: type: - object - 'null' description: >- Bank-level details (bank name, branch, BIC, sort code, address, and phone numbers). Only populated for UK-based bank accounts. example: null properties: bank_name: type: string description: The name of the bank. branch_name: type: string description: The name of the bank branch. bic: type: string description: The Bank Identifier Code (BIC/SWIFT) for the bank. sort_code: type: string description: The bank's sort code. address: type: object description: >- The bank's own address. `type`, `is_primary`, `country`, and `script_variant` are omitted, since the naming standard's `type` enum has no value for a bank's own address and this enrichment doesn't return a country. properties: line1: type: string line2: type: string line3: type: string description: >- A third address line for UK bank addresses; its relationship to line2 (e.g., a sub-building name or district) isn't well-defined, so it isn't merged into line2. city: type: string region: type: string postal_code: type: string phone_number: type: string description: The bank's primary phone number. phone_numbers: type: array items: type: string description: Additional phone numbers associated with the bank. examples: [] Transaction: title: Transaction type: object properties: id: type: string description: Unique internal identifier for the transaction record. bank_account_id: type: string description: Identifier of the bank account associated with this transaction. business_integration_task_id: type: string description: Identifier linking the transaction to a business integration task. transaction_id: type: string description: >- The unique transaction identifier provided by the banking institution. date: type: string description: The date when the transaction occurred. amount: type: string description: The monetary value of the transaction. description: type: string description: A brief narrative or memo describing the transaction. payment_metadata: $ref: '#/components/schemas/PaymentMetadata' description: >- Additional metadata relating to the payment method and parties involved. currency: type: string description: The three-letter ISO currency code for the transaction amount. category: type: string description: >- The classification or category of the transaction (e.g., Travel, Dining). payment_type: type: string description: The type of payment executed (e.g., special, recurring). is_pending: type: boolean description: Indicates whether the transaction is still pending settlement. created_at: type: string description: The timestamp indicating when the transaction record was stored. merchant_name: type: string description: The recognized name of the merchant involved in the transaction. examples: - id: 0b6cf553-b2a2-4854-ab7d-021a1b90b8b1 bank_account_id: e362901d-0e10-40bf-9e54-41978dc585e0 business_integration_task_id: 05c469a2-87bf-484e-9973-591eb5ee0b61 transaction_id: mV96Evx6X1Hr97jewxp9hNwJQp7j6EfgZxP6a date: '2024-09-04T00:00:00.000Z' amount: '6.33' description: Uber 072515 SF**POOL** payment_metadata: by_order_of: null payee: null payer: null payment_method: null payment_processor: null ppd_id: null reason: null reference_number: null currency: USD category: Travel,Taxi payment_type: special is_pending: false created_at: '2024-09-11T13:43:54.617Z' merchant_name: Uber Balance: title: Balance type: object properties: year: type: integer contentEncoding: int32 description: The calendar year for the recorded balance. month: type: integer contentEncoding: int32 description: The month of the year (1-12) for the recorded balance. balance: type: number description: The calculated account balance at the specified period. bank_account_id: type: string description: The identifier of the bank account associated with this balance. currency: type: string description: The three-letter ISO currency code of the balance. created_at: type: string description: The timestamp indicating when the balance record was created. updated_at: type: - string - 'null' description: The timestamp indicating when the balance record was last modified. examples: - year: 2024 month: 9 balance: 121.73 bank_account_id: e362901d-0e10-40bf-9e54-41978dc585e0 currency: USD created_at: '2024-09-11T13:43:55.144Z' updated_at: null PaymentMetadata: title: PaymentMetadata type: object properties: by_order_of: type: - string - 'null' description: The entity that initiated the payment order. payee: type: - string - 'null' description: The recipient of the payment. payer: type: - string - 'null' description: The sender of the payment. payment_method: type: - string - 'null' description: The method used to execute the payment (e.g., ACH, card). payment_processor: type: - string - 'null' description: The external processor handling the payment. ppd_id: type: - string - 'null' description: Prearranged Payment and Deposit (PPD) identifier. reason: type: - string - 'null' description: The stated reason or purpose for the payment. reference_number: type: - string - 'null' description: A reference number provided for the payment transaction. examples: - by_order_of: null payee: null payer: null payment_method: null payment_processor: null ppd_id: null reason: null reference_number: null ```` This documentation is built and hosted on [Mintlify](https://mintlify.com), a developer documentation platform.