Business Details
Banking Information
Forgot Password
Bulk Imports
Customer Users
Business
Business Details
Business Details
Banking Information
Retrieve banking information for a particular business.
GET
/
banking
/
business
/
{businessID}
curl --request GET \
--url https://api.joinworth.com/integration/api/v1/banking/business/{businessID} \
--header 'Authorization: Bearer <token>'
{
"status": "success",
"message": "Banking information fetched successfully.",
"data": [
{
"id": "ba4d4635-51cf-43af-8d4c-7239fe4b259b",
"business_integration_task_id": "f8f2a318-0e61-4597-b63c-d9eea55e2363",
"bank_account": "1111222233330000",
"bank_name": "Plaid Checking",
"official_name": "Plaid Gold Standard 0% Interest Checking",
"institution_name": "ACH",
"verification_status": "VERIFIED",
"balance_limit": "0",
"currency": "USD",
"type": "depository",
"subtype": "checking",
"mask": "0000",
"created_at": "2025-04-11T04:59:40.823Z",
"routing_number": "U2FsdGVkX18KgYRIASaIOdqQxIqBjANa6DzSQJkalU8=",
"wire_routing_number": "U2FsdGVkX18u4fTWxgc2pWF2deZNG3f+Zrlh3I285FU=",
"deposit_account": true,
"is_selected": false,
"average_balance": null,
"transactions": [],
"balances": [],
"match": false,
"depositAccountInfo": {
"accounts": [
{
"account_id": "f8f818c3-f722-44b1-8c8e-ec888d47840d",
"balances": {
"available": null,
"current": null,
"limit": null
},
"mask": "0019",
"name": "BANK OF AMERICA",
"official_name": "SMITH & ASSOCIATES CONSULTING",
"subtype": "Savings",
"type": "depository",
"institution_name": "ACH",
"verification_status": "UNVERIFIED"
}
],
"numbers": {
"ach": [
{
"account": "0000000019",
"account_number": "U2FsdGVkX1/o5KRgvK6b45QvUytlJcqujedsVyQPJQk=",
"account_id": "f8f818c3-f722-44b1-8c8e-ec888d47840d",
"routing": "122105278",
"wire_routing": null
}
],
"bacs": [],
"eft": [],
"international": []
}
},
"verification_result": {
"id": "b83995a2-f263-41cf-9456-a132e0e24ec8",
"verification_status": "SUCCESS",
"created_at": "2025-04-11T05:04:01.425Z",
"updated_at": "2025-04-11T05:04:01.425Z",
"account_verification_response": {
"name": "Unverified Account",
"code": "ND00",
"description": "The routing number submitted belongs to a financial institution; however, this financial institution does not report information to the National Shared Database. The financial institutions that do report to the National Shared Database have not reported any recent experience (positive or negative) with this account.",
"verification_response": "Informational (formerly NoData)"
},
"account_authentication_response": {
"name": null,
"code": null,
"description": null,
"verification_response": null
}
},
"routing": "011401533",
"wire_routing": "021000021"
},
{
"id": "15e383b8-23bc-4dd5-919c-d312640e4582",
"business_integration_task_id": "f8f2a318-0e61-4597-b63c-d9eea55e2363",
"bank_account": "1111222233331111",
"bank_name": "Plaid Saving",
"official_name": "Plaid Silver Standard 0.1% Interest Saving",
"institution_name": "ACH",
"verification_status": "VERIFIED",
"balance_limit": "0",
"currency": "USD",
"type": "depository",
"subtype": "savings",
"mask": "1111",
"created_at": "2025-04-11T04:59:40.824Z",
"routing_number": "U2FsdGVkX1+GED9Y5KSgSjtMRaNO2cv2reWurzwIItk=",
"wire_routing_number": "U2FsdGVkX19sYmV6TvwQtN8nAT7rfLJKVcvk9YFee5g=",
"deposit_account": true,
"is_selected": false,
"average_balance": null,
"transactions": [],
"balances": [],
"match": false,
"depositAccountInfo": {
"accounts": [
{
"account_id": "f8f818c3-f722-44b1-8c8e-ec888d47840d",
"balances": {
"available": null,
"current": null,
"limit": null
},
"mask": "0019",
"name": "BANK OF AMERICA",
"official_name": "SMITH & ASSOCIATES CONSULTING",
"subtype": "Savings",
"type": "depository",
"institution_name": "ACH",
"verification_status": "UNVERIFIED"
}
],
"numbers": {
"ach": [
{
"account": "0000000019",
"account_number": "U2FsdGVkX1/o5KRgvK6b45QvUytlJcqujedsVyQPJQk=",
"account_id": "f8f818c3-f722-44b1-8c8e-ec888d47840d",
"routing": "122105278",
"wire_routing": null
}
],
"bacs": [],
"eft": [],
"international": []
}
},
"verification_result": {
"id": "a8f13a5e-2e2b-43c3-937b-62cfd1ab504c",
"verification_status": "SUCCESS",
"created_at": "2025-04-11T05:04:01.855Z",
"updated_at": "2025-04-11T05:04:01.855Z",
"account_verification_response": {
"name": "Unverified Account",
"code": "ND00",
"description": "The routing number submitted belongs to a financial institution; however, this financial institution does not report information to the National Shared Database. The financial institutions that do report to the National Shared Database have not reported any recent experience (positive or negative) with this account.",
"verification_response": "Informational (formerly NoData)"
},
"account_authentication_response": {
"name": null,
"code": null,
"description": null,
"verification_response": null
}
},
"routing": "011401533",
"wire_routing": "021000021"
},
{
"id": "f8f818c3-f722-44b1-8c8e-ec888d47840d",
"business_integration_task_id": "f8f2a318-0e61-4597-b63c-d9eea55e2363",
"bank_account": "0000000019",
"bank_name": "BANK OF AMERICA",
"official_name": "SMITH & ASSOCIATES CONSULTING",
"institution_name": "ACH",
"verification_status": "UNVERIFIED",
"balance_limit": null,
"currency": null,
"type": "depository",
"subtype": "Savings",
"mask": "0019",
"created_at": "2025-04-11T05:01:30.591Z",
"routing_number": "U2FsdGVkX1+CP11r7iAUdrEpKdCzpiAPv5dANAHhqiE=",
"wire_routing_number": null,
"deposit_account": true,
"is_selected": true,
"average_balance": null,
"transactions": [],
"balances": [],
"match": false,
"depositAccountInfo": {
"accounts": [
{
"account_id": "f8f818c3-f722-44b1-8c8e-ec888d47840d",
"balances": {
"available": null,
"current": null,
"limit": null
},
"mask": "0019",
"name": "BANK OF AMERICA",
"official_name": "SMITH & ASSOCIATES CONSULTING",
"subtype": "Savings",
"type": "depository",
"institution_name": "ACH",
"verification_status": "UNVERIFIED"
}
],
"numbers": {
"ach": [
{
"account": "0000000019",
"account_number": "U2FsdGVkX1/o5KRgvK6b45QvUytlJcqujedsVyQPJQk=",
"account_id": "f8f818c3-f722-44b1-8c8e-ec888d47840d",
"routing": "122105278",
"wire_routing": null
}
],
"bacs": [],
"eft": [],
"international": []
}
},
"verification_result": {
"id": "952d6d53-5849-4fe9-b215-0d2c76abcbf0",
"verification_status": "SUCCESS",
"created_at": "2025-04-11T05:04:02.130Z",
"updated_at": "2025-04-11T05:04:02.130Z",
"account_verification_response": {
"name": "Account Verified",
"code": "_5555",
"description": "Savings Account Verified – The account was found to be an open and valid account.",
"verification_response": "Pass"
},
"account_authentication_response": {
"name": "Account Authenticated",
"code": "CA11",
"description": "Customer authentication passed gAuthenticate.",
"verification_response": "Pass"
}
},
"routing": "122105278",
"wire_routing": null
},
{
"id": "04463bf6-5edd-4177-97cb-79adc7637a0f",
"business_integration_task_id": "f8f2a318-0e61-4597-b63c-d9eea55e2363",
"bank_account": "8GozX9PLJZCloK3x7gA1SANXX3KdQeiWojveN",
"bank_name": "Plaid Saving",
"official_name": "Plaid Silver Standard 0.1% Interest Saving",
"institution_name": "Chase",
"verification_status": null,
"balance_current": "210.00",
"balance_available": "200.00",
"balance_limit": "0",
"currency": "USD",
"type": "depository",
"subtype": "savings",
"mask": "1111",
"created_at": "2025-04-11T04:59:55.588Z",
"routing_number": null,
"wire_routing_number": null,
"deposit_account": false,
"is_selected": false,
"average_balance": 246.63,
"transactions": [
{
"id": "e535b204-4bfb-47ce-94c8-fcd67755ef4d",
"bank_account_id": "04463bf6-5edd-4177-97cb-79adc7637a0f",
"business_integration_task_id": "7022a3fb-31cf-4762-932b-69c40e0649a1",
"transaction_id": "yl6B18Rxkrhp1NklbJmeUdjNWg6G3Ki4PeDBb",
"date": "2025-03-20T00:00:00.000Z",
"amount": "25",
"description": "CREDIT CARD 3333 PAYMENT *//",
"payment_metadata": {
"by_order_of": null,
"payee": null,
"payer": null,
"payment_method": null,
"payment_processor": null,
"ppd_id": null,
"reason": null,
"reference_number": null
},
"currency": "USD",
"category": "Payment,Credit Card",
"payment_type": "special",
"is_pending": false,
"created_at": "2025-04-11T04:59:55.877Z"
},
{
"id": "2956c983-4f0b-4521-aa2b-6c6b355440a3",
"bank_account_id": "04463bf6-5edd-4177-97cb-79adc7637a0f",
"business_integration_task_id": "7022a3fb-31cf-4762-932b-69c40e0649a1",
"transaction_id": "9noBX9jpR6hq9rQdxXJbiLXJdG9xVku4oaE6a",
"date": "2025-03-15T00:00:00.000Z",
"amount": "-4.22",
"description": "INTRST PYMNT",
"payment_metadata": {
"by_order_of": null,
"payee": null,
"payer": null,
"payment_method": null,
"payment_processor": null,
"ppd_id": null,
"reason": null,
"reference_number": null
},
"currency": "USD",
"category": "Transfer,Payroll",
"payment_type": "special",
"is_pending": false,
"created_at": "2025-04-11T04:59:55.873Z"
},
{
"id": "ba4cb07e-cdeb-4218-9ea1-bbd8e0b1c499",
"bank_account_id": "04463bf6-5edd-4177-97cb-79adc7637a0f",
"business_integration_task_id": "7022a3fb-31cf-4762-932b-69c40e0649a1",
"transaction_id": "vV6KQ8Jzgls7ndBLG6bMCx8ReVKEzWCqbAXdk",
"date": "2025-02-18T00:00:00.000Z",
"amount": "25",
"description": "CREDIT CARD 3333 PAYMENT *//",
"payment_metadata": {
"by_order_of": null,
"payee": null,
"payer": null,
"payment_method": null,
"payment_processor": null,
"ppd_id": null,
"reason": null,
"reference_number": null
},
"currency": "USD",
"category": "Payment,Credit Card",
"payment_type": "special",
"is_pending": false,
"created_at": "2025-04-11T04:59:55.868Z"
},
{
"id": "0fabf68a-f7ba-4fa8-8a85-c848e9ea3548",
"bank_account_id": "04463bf6-5edd-4177-97cb-79adc7637a0f",
"business_integration_task_id": "7022a3fb-31cf-4762-932b-69c40e0649a1",
"transaction_id": "RglbnxALwGfrw1lgnyqjSNG9ge6dE7CaN3GE4",
"date": "2025-02-13T00:00:00.000Z",
"amount": "-4.22",
"description": "INTRST PYMNT",
"payment_metadata": {
"by_order_of": null,
"payee": null,
"payer": null,
"payment_method": null,
"payment_processor": null,
"ppd_id": null,
"reason": null,
"reference_number": null
},
"currency": "USD",
"category": "Transfer,Payroll",
"payment_type": "special",
"is_pending": false,
"created_at": "2025-04-11T04:59:55.862Z"
},
{
"id": "1ca0fc42-2cda-4419-93d2-02935ced8a0b",
"bank_account_id": "04463bf6-5edd-4177-97cb-79adc7637a0f",
"business_integration_task_id": "7022a3fb-31cf-4762-932b-69c40e0649a1",
"transaction_id": "6WkKD94MnvU8noqNM7DETWQVZ9BnDeh8QLx5e",
"date": "2025-01-19T00:00:00.000Z",
"amount": "25",
"description": "CREDIT CARD 3333 PAYMENT *//",
"payment_metadata": {
"by_order_of": null,
"payee": null,
"payer": null,
"payment_method": null,
"payment_processor": null,
"ppd_id": null,
"reason": null,
"reference_number": null
},
"currency": "USD",
"category": "Payment,Credit Card",
"payment_type": "special",
"is_pending": false,
"created_at": "2025-04-11T04:59:55.856Z"
},
{
"id": "8d0c6a34-78bd-4669-96df-ab471815e791",
"bank_account_id": "04463bf6-5edd-4177-97cb-79adc7637a0f",
"business_integration_task_id": "7022a3fb-31cf-4762-932b-69c40e0649a1",
"transaction_id": "Xn3kJjRlbrhmRgWya5xDc8KDpGxQPwcbkqxav",
"date": "2025-01-14T00:00:00.000Z",
"amount": "-4.22",
"description": "INTRST PYMNT",
"payment_metadata": {
"by_order_of": null,
"payee": null,
"payer": null,
"payment_method": null,
"payment_processor": null,
"ppd_id": null,
"reason": null,
"reference_number": null
},
"currency": "USD",
"category": "Transfer,Payroll",
"payment_type": "special",
"is_pending": false,
"created_at": "2025-04-11T04:59:55.850Z"
}
],
"balances": [
{
"year": 2025,
"month": 1,
"balance": 273.45,
"bank_account_id": "04463bf6-5edd-4177-97cb-79adc7637a0f",
"currency": "USD",
"created_at": "2025-04-11T04:59:56.193Z",
"updated_at": null
},
{
"year": 2025,
"month": 2,
"balance": 253.13,
"bank_account_id": "04463bf6-5edd-4177-97cb-79adc7637a0f",
"currency": "USD",
"created_at": "2025-04-11T04:59:56.151Z",
"updated_at": null
},
{
"year": 2025,
"month": 3,
"balance": 230.86,
"bank_account_id": "04463bf6-5edd-4177-97cb-79adc7637a0f",
"currency": "USD",
"created_at": "2025-04-11T04:59:56.102Z",
"updated_at": null
},
{
"year": 2025,
"month": 4,
"balance": 229.09,
"bank_account_id": "04463bf6-5edd-4177-97cb-79adc7637a0f",
"currency": "USD",
"created_at": "2025-04-11T04:59:56.048Z",
"updated_at": null
}
],
"match": false,
"depositAccountInfo": null,
"verification_result": null
},
{
"id": "19aee1ca-ffce-4dfe-94f5-f18ca26b5aaa",
"business_integration_task_id": "f8f2a318-0e61-4597-b63c-d9eea55e2363",
"bank_account": "gVD1qm6eM7swr5xXjWK7iPQeeKZVDbuEpqjdP",
"bank_name": "Plaid Checking",
"official_name": "Plaid Gold Standard 0% Interest Checking",
"institution_name": "Chase",
"verification_status": null,
"balance_current": "110.00",
"balance_available": "100.00",
"balance_limit": "0",
"currency": "USD",
"type": "depository",
"subtype": "checking",
"mask": "0000",
"created_at": "2025-04-11T04:59:57.297Z",
"routing_number": null,
"wire_routing_number": null,
"deposit_account": false,
"is_selected": false,
"average_balance": -328.11,
"transactions": [
{
"id": "9b67775c-8854-4a57-a1cf-17ea1469ef58",
"bank_account_id": "19aee1ca-ffce-4dfe-94f5-f18ca26b5aaa",
"business_integration_task_id": "7022a3fb-31cf-4762-932b-69c40e0649a1",
"transaction_id": "vV6KQ8Jzgls7ndBLG6bMCx8ReVKEzWCqbAXKw",
"date": "2025-04-02T00:00:00.000Z",
"amount": "6.33",
"description": "Uber 072515 SF**POOL**",
"payment_metadata": {
"by_order_of": null,
"payee": null,
"payer": null,
"payment_method": null,
"payment_processor": null,
"ppd_id": null,
"reason": null,
"reference_number": null
},
"currency": "USD",
"category": "Travel,Taxi",
"payment_type": "special",
"is_pending": false,
"created_at": "2025-04-11T04:59:57.984Z"
},
{
"id": "74a1e6cd-d92e-430a-8aab-880486a0a3ac",
"bank_account_id": "19aee1ca-ffce-4dfe-94f5-f18ca26b5aaa",
"business_integration_task_id": "7022a3fb-31cf-4762-932b-69c40e0649a1",
"transaction_id": "RglbnxALwGfrw1lgnyqjSNG9ge6dE7CaN3GqM",
"date": "2025-03-20T00:00:00.000Z",
"amount": "5.4",
"description": "Uber 063015 SF**POOL**",
"payment_metadata": {
"by_order_of": null,
"payee": null,
"payer": null,
"payment_method": null,
"payment_processor": null,
"ppd_id": null,
"reason": null,
"reference_number": null
},
"currency": "USD",
"category": "Travel,Taxi",
"payment_type": "special",
"is_pending": false,
"created_at": "2025-04-11T04:59:57.980Z"
},
{
"id": "adb2539e-a5aa-4bd4-851d-f8632e2dd152",
"bank_account_id": "19aee1ca-ffce-4dfe-94f5-f18ca26b5aaa",
"business_integration_task_id": "7022a3fb-31cf-4762-932b-69c40e0649a1",
"transaction_id": "6WkKD94MnvU8noqNM7DETWQVZ9BnDeh8QLxln",
"date": "2025-03-18T00:00:00.000Z",
"amount": "-500",
"description": "United Airlines **** REFUND ****",
"payment_metadata": {
"by_order_of": null,
"payee": null,
"payer": null,
"payment_method": null,
"payment_processor": null,
"ppd_id": null,
"reason": null,
"reference_number": null
},
"currency": "USD",
"category": "Travel,Airlines and Aviation Services",
"payment_type": "special",
"is_pending": false,
"created_at": "2025-04-11T04:59:57.976Z"
},
{
"id": "770de648-92bb-457e-b099-940f5218d85b",
"bank_account_id": "19aee1ca-ffce-4dfe-94f5-f18ca26b5aaa",
"business_integration_task_id": "7022a3fb-31cf-4762-932b-69c40e0649a1",
"transaction_id": "Xn3kJjRlbrhmRgWya5xDc8KDpGxQPwcbkqxXl",
"date": "2025-03-17T00:00:00.000Z",
"amount": "12",
"description": "McDonalds #3322",
"payment_metadata": {
"by_order_of": null,
"payee": null,
"payer": null,
"payment_method": null,
"payment_processor": null,
"ppd_id": null,
"reason": null,
"reference_number": null
},
"currency": "USD",
"category": "Food and Drink,Restaurants,Fast Food",
"payment_type": "place",
"is_pending": false,
"created_at": "2025-04-11T04:59:57.973Z"
},
{
"id": "835fafba-8c7c-449c-8b3e-65a8fe4d047a",
"bank_account_id": "19aee1ca-ffce-4dfe-94f5-f18ca26b5aaa",
"business_integration_task_id": "7022a3fb-31cf-4762-932b-69c40e0649a1",
"transaction_id": "DaEQXdG3nBFP3LwyogJzSgd4K5ZVWlf3NxXo9",
"date": "2025-03-17T00:00:00.000Z",
"amount": "4.33",
"description": "Starbucks",
"payment_metadata": {
"by_order_of": null,
"payee": null,
"payer": null,
"payment_method": null,
"payment_processor": null,
"ppd_id": null,
"reason": null,
"reference_number": null
},
"currency": "USD",
"category": "Food and Drink,Restaurants,Coffee Shop",
"payment_type": "place",
"is_pending": false,
"created_at": "2025-04-11T04:59:57.970Z"
},
{
"id": "902d7d89-1e92-47ff-950f-b49a63feeb87",
"bank_account_id": "19aee1ca-ffce-4dfe-94f5-f18ca26b5aaa",
"business_integration_task_id": "7022a3fb-31cf-4762-932b-69c40e0649a1",
"transaction_id": "VAzKJNm8Zqsn7WmE3z8VFQNp7D4LGMI9QenVj",
"date": "2025-03-16T00:00:00.000Z",
"amount": "89.4",
"description": "SparkFun",
"payment_metadata": {
"by_order_of": null,
"payee": null,
"payer": null,
"payment_method": null,
"payment_processor": null,
"ppd_id": null,
"reason": null,
"reference_number": null
},
"currency": "USD",
"category": "Food and Drink,Restaurants",
"payment_type": "place",
"is_pending": false,
"created_at": "2025-04-11T04:59:57.965Z"
},
{
"id": "a49eeed4-7645-40a8-a6d6-7b8582469b7a",
"bank_account_id": "19aee1ca-ffce-4dfe-94f5-f18ca26b5aaa",
"business_integration_task_id": "7022a3fb-31cf-4762-932b-69c40e0649a1",
"transaction_id": "wV6rZ81BRqsQwaXNn8AJF4okXwQZDnCPzjlpB",
"date": "2025-03-03T00:00:00.000Z",
"amount": "6.33",
"description": "Uber 072515 SF**POOL**",
"payment_metadata": {
"by_order_of": null,
"payee": null,
"payer": null,
"payment_method": null,
"payment_processor": null,
"ppd_id": null,
"reason": null,
"reference_number": null
},
"currency": "USD",
"category": "Travel,Taxi",
"payment_type": "special",
"is_pending": false,
"created_at": "2025-04-11T04:59:57.960Z"
},
{
"id": "77a044ba-e110-460e-80a4-ecde57db381b",
"bank_account_id": "19aee1ca-ffce-4dfe-94f5-f18ca26b5aaa",
"business_integration_task_id": "7022a3fb-31cf-4762-932b-69c40e0649a1",
"transaction_id": "5EXq89aZn5uk5vZxBjpDFor6x3EVKBI5XMpnk",
"date": "2025-02-18T00:00:00.000Z",
"amount": "5.4",
"description": "Uber 063015 SF**POOL**",
"payment_metadata": {
"by_order_of": null,
"payee": null,
"payer": null,
"payment_method": null,
"payment_processor": null,
"ppd_id": null,
"reason": null,
"reference_number": null
},
"currency": "USD",
"category": "Travel,Taxi",
"payment_type": "special",
"is_pending": false,
"created_at": "2025-04-11T04:59:57.956Z"
},
{
"id": "83c01a5b-aef6-4391-92d4-cacb00e860b7",
"bank_account_id": "19aee1ca-ffce-4dfe-94f5-f18ca26b5aaa",
"business_integration_task_id": "7022a3fb-31cf-4762-932b-69c40e0649a1",
"transaction_id": "JeyoX7WPwVuMEo4X7aqKCDRlxve9Z3fBXq5y7",
"date": "2025-02-16T00:00:00.000Z",
"amount": "-500",
"description": "United Airlines **** REFUND ****",
"payment_metadata": {
"by_order_of": null,
"payee": null,
"payer": null,
"payment_method": null,
"payment_processor": null,
"ppd_id": null,
"reason": null,
"reference_number": null
},
"currency": "USD",
"category": "Travel,Airlines and Aviation Services",
"payment_type": "special",
"is_pending": false,
"created_at": "2025-04-11T04:59:57.952Z"
},
{
"id": "d15fc238-e28c-4c24-a03f-6aa94528c6b9",
"bank_account_id": "19aee1ca-ffce-4dfe-94f5-f18ca26b5aaa",
"business_integration_task_id": "7022a3fb-31cf-4762-932b-69c40e0649a1",
"transaction_id": "lVR83yoLmAs9QPpoMZBatvJgpQLVw1ipB8rwj",
"date": "2025-02-15T00:00:00.000Z",
"amount": "4.33",
"description": "Starbucks",
"payment_metadata": {
"by_order_of": null,
"payee": null,
"payer": null,
"payment_method": null,
"payment_processor": null,
"ppd_id": null,
"reason": null,
"reference_number": null
},
"currency": "USD",
"category": "Food and Drink,Restaurants,Coffee Shop",
"payment_type": "place",
"is_pending": false,
"created_at": "2025-04-11T04:59:57.938Z"
},
{
"id": "a8adf97e-8d0a-4c94-b724-23045bf4eec6",
"bank_account_id": "19aee1ca-ffce-4dfe-94f5-f18ca26b5aaa",
"business_integration_task_id": "7022a3fb-31cf-4762-932b-69c40e0649a1",
"transaction_id": "k5RgB8o1MAsewNZzVjgPfekDxnplw4CL7K8QZ",
"date": "2025-02-15T00:00:00.000Z",
"amount": "12",
"description": "McDonalds #3322",
"payment_metadata": {
"by_order_of": null,
"payee": null,
"payer": null,
"payment_method": null,
"payment_processor": null,
"ppd_id": null,
"reason": null,
"reference_number": null
},
"currency": "USD",
"category": "Food and Drink,Restaurants,Fast Food",
"payment_type": "place",
"is_pending": false,
"created_at": "2025-04-11T04:59:57.927Z"
},
{
"id": "7b2e94dd-d7e7-4cd4-8a5a-bd3fd36c7870",
"bank_account_id": "19aee1ca-ffce-4dfe-94f5-f18ca26b5aaa",
"business_integration_task_id": "7022a3fb-31cf-4762-932b-69c40e0649a1",
"transaction_id": "qV6nk8oEJAsN8rRkglZ5Sm7Py831VBsglkVmn",
"date": "2025-02-14T00:00:00.000Z",
"amount": "89.4",
"description": "SparkFun",
"payment_metadata": {
"by_order_of": null,
"payee": null,
"payer": null,
"payment_method": null,
"payment_processor": null,
"ppd_id": null,
"reason": null,
"reference_number": null
},
"currency": "USD",
"category": "Food and Drink,Restaurants",
"payment_type": "place",
"is_pending": false,
"created_at": "2025-04-11T04:59:57.922Z"
},
{
"id": "4ad83ed7-8aa4-4deb-8c69-942276a00a65",
"bank_account_id": "19aee1ca-ffce-4dfe-94f5-f18ca26b5aaa",
"business_integration_task_id": "7022a3fb-31cf-4762-932b-69c40e0649a1",
"transaction_id": "KQLgXlWjAPh1eDZJr9Egf1npvRqDaxiRobmZL",
"date": "2025-02-01T00:00:00.000Z",
"amount": "6.33",
"description": "Uber 072515 SF**POOL**",
"payment_metadata": {
"by_order_of": null,
"payee": null,
"payer": null,
"payment_method": null,
"payment_processor": null,
"ppd_id": null,
"reason": null,
"reference_number": null
},
"currency": "USD",
"category": "Travel,Taxi",
"payment_type": "special",
"is_pending": false,
"created_at": "2025-04-11T04:59:57.917Z"
},
{
"id": "ce609deb-03e8-4403-af8f-58d9e3112080",
"bank_account_id": "19aee1ca-ffce-4dfe-94f5-f18ca26b5aaa",
"business_integration_task_id": "7022a3fb-31cf-4762-932b-69c40e0649a1",
"transaction_id": "rV6bPmol7ws74zLv8WeRCjDrL4dEPgu7bgDPV",
"date": "2025-01-19T00:00:00.000Z",
"amount": "5.4",
"description": "Uber 063015 SF**POOL**",
"payment_metadata": {
"by_order_of": null,
"payee": null,
"payer": null,
"payment_method": null,
"payment_processor": null,
"ppd_id": null,
"reason": null,
"reference_number": null
},
"currency": "USD",
"category": "Travel,Taxi",
"payment_type": "special",
"is_pending": false,
"created_at": "2025-04-11T04:59:57.910Z"
},
{
"id": "7489e7bc-4df5-499b-aebb-87f430b265ce",
"bank_account_id": "19aee1ca-ffce-4dfe-94f5-f18ca26b5aaa",
"business_integration_task_id": "7022a3fb-31cf-4762-932b-69c40e0649a1",
"transaction_id": "zq63LD1dlzIXvPr3BGqeTJyQNv6APnfldWg7W",
"date": "2025-01-17T00:00:00.000Z",
"amount": "-500",
"description": "United Airlines **** REFUND ****",
"payment_metadata": {
"by_order_of": null,
"payee": null,
"payer": null,
"payment_method": null,
"payment_processor": null,
"ppd_id": null,
"reason": null,
"reference_number": null
},
"currency": "USD",
"category": "Travel,Airlines and Aviation Services",
"payment_type": "special",
"is_pending": false,
"created_at": "2025-04-11T04:59:57.898Z"
},
{
"id": "ad49566c-4295-4ab3-84ee-ebfdfb70349b",
"bank_account_id": "19aee1ca-ffce-4dfe-94f5-f18ca26b5aaa",
"business_integration_task_id": "7022a3fb-31cf-4762-932b-69c40e0649a1",
"transaction_id": "3gZm59xenJf8PkMv5pBAT5yrKWpwlEiZg38rR",
"date": "2025-01-16T00:00:00.000Z",
"amount": "4.33",
"description": "Starbucks",
"payment_metadata": {
"by_order_of": null,
"payee": null,
"payer": null,
"payment_method": null,
"payment_processor": null,
"ppd_id": null,
"reason": null,
"reference_number": null
},
"currency": "USD",
"category": "Food and Drink,Restaurants,Coffee Shop",
"payment_type": "place",
"is_pending": false,
"created_at": "2025-04-11T04:59:57.878Z"
},
{
"id": "d63d2099-fe7e-4cd6-b6b5-cb33225a8abd",
"bank_account_id": "19aee1ca-ffce-4dfe-94f5-f18ca26b5aaa",
"business_integration_task_id": "7022a3fb-31cf-4762-932b-69c40e0649a1",
"transaction_id": "Bxo7X3WzLkI4JPe39XBnhPWyrz5NXMC4vnLW8",
"date": "2025-01-16T00:00:00.000Z",
"amount": "12",
"description": "McDonalds #3322",
"payment_metadata": {
"by_order_of": null,
"payee": null,
"payer": null,
"payment_method": null,
"payment_processor": null,
"ppd_id": null,
"reason": null,
"reference_number": null
},
"currency": "USD",
"category": "Food and Drink,Restaurants,Fast Food",
"payment_type": "place",
"is_pending": false,
"created_at": "2025-04-11T04:59:57.886Z"
},
{
"id": "cc3a7e38-dedf-4366-ab41-c5100bf748b9",
"bank_account_id": "19aee1ca-ffce-4dfe-94f5-f18ca26b5aaa",
"business_integration_task_id": "7022a3fb-31cf-4762-932b-69c40e0649a1",
"transaction_id": "xV6zMQm3DKsml4K1bkw8cwpLjloe7Du6MvA7e",
"date": "2025-01-15T00:00:00.000Z",
"amount": "89.4",
"description": "SparkFun",
"payment_metadata": {
"by_order_of": null,
"payee": null,
"payer": null,
"payment_method": null,
"payment_processor": null,
"ppd_id": null,
"reason": null,
"reference_number": null
},
"currency": "USD",
"category": "Food and Drink,Restaurants",
"payment_type": "place",
"is_pending": false,
"created_at": "2025-04-11T04:59:57.873Z"
}
],
"balances": [
{
"year": 2025,
"month": 1,
"balance": -818.04,
"bank_account_id": "19aee1ca-ffce-4dfe-94f5-f18ca26b5aaa",
"currency": "USD",
"created_at": "2025-04-11T04:59:58.266Z",
"updated_at": null
},
{
"year": 2025,
"month": 2,
"balance": -504.51,
"bank_account_id": "19aee1ca-ffce-4dfe-94f5-f18ca26b5aaa",
"currency": "USD",
"created_at": "2025-04-11T04:59:58.230Z",
"updated_at": null
},
{
"year": 2025,
"month": 3,
"balance": -111.05,
"bank_account_id": "19aee1ca-ffce-4dfe-94f5-f18ca26b5aaa",
"currency": "USD",
"created_at": "2025-04-11T04:59:58.189Z",
"updated_at": null
},
{
"year": 2025,
"month": 4,
"balance": 121.15,
"bank_account_id": "19aee1ca-ffce-4dfe-94f5-f18ca26b5aaa",
"currency": "USD",
"created_at": "2025-04-11T04:59:58.142Z",
"updated_at": null
}
],
"match": false,
"depositAccountInfo": null,
"verification_result": null
}
]
}
Authorizations
Bearer authentication header of the form Bearer <token>
, where <token>
is your auth token.
Path Parameters
Examples:
"23e916f6-e681-43f7-8c79-23a0e6ceb391"
Response
200 - application/json; charset=utf-8
OK
The response is of type object
.
Was this page helpful?
curl --request GET \
--url https://api.joinworth.com/integration/api/v1/banking/business/{businessID} \
--header 'Authorization: Bearer <token>'
{
"status": "success",
"message": "Banking information fetched successfully.",
"data": [
{
"id": "ba4d4635-51cf-43af-8d4c-7239fe4b259b",
"business_integration_task_id": "f8f2a318-0e61-4597-b63c-d9eea55e2363",
"bank_account": "1111222233330000",
"bank_name": "Plaid Checking",
"official_name": "Plaid Gold Standard 0% Interest Checking",
"institution_name": "ACH",
"verification_status": "VERIFIED",
"balance_limit": "0",
"currency": "USD",
"type": "depository",
"subtype": "checking",
"mask": "0000",
"created_at": "2025-04-11T04:59:40.823Z",
"routing_number": "U2FsdGVkX18KgYRIASaIOdqQxIqBjANa6DzSQJkalU8=",
"wire_routing_number": "U2FsdGVkX18u4fTWxgc2pWF2deZNG3f+Zrlh3I285FU=",
"deposit_account": true,
"is_selected": false,
"average_balance": null,
"transactions": [],
"balances": [],
"match": false,
"depositAccountInfo": {
"accounts": [
{
"account_id": "f8f818c3-f722-44b1-8c8e-ec888d47840d",
"balances": {
"available": null,
"current": null,
"limit": null
},
"mask": "0019",
"name": "BANK OF AMERICA",
"official_name": "SMITH & ASSOCIATES CONSULTING",
"subtype": "Savings",
"type": "depository",
"institution_name": "ACH",
"verification_status": "UNVERIFIED"
}
],
"numbers": {
"ach": [
{
"account": "0000000019",
"account_number": "U2FsdGVkX1/o5KRgvK6b45QvUytlJcqujedsVyQPJQk=",
"account_id": "f8f818c3-f722-44b1-8c8e-ec888d47840d",
"routing": "122105278",
"wire_routing": null
}
],
"bacs": [],
"eft": [],
"international": []
}
},
"verification_result": {
"id": "b83995a2-f263-41cf-9456-a132e0e24ec8",
"verification_status": "SUCCESS",
"created_at": "2025-04-11T05:04:01.425Z",
"updated_at": "2025-04-11T05:04:01.425Z",
"account_verification_response": {
"name": "Unverified Account",
"code": "ND00",
"description": "The routing number submitted belongs to a financial institution; however, this financial institution does not report information to the National Shared Database. The financial institutions that do report to the National Shared Database have not reported any recent experience (positive or negative) with this account.",
"verification_response": "Informational (formerly NoData)"
},
"account_authentication_response": {
"name": null,
"code": null,
"description": null,
"verification_response": null
}
},
"routing": "011401533",
"wire_routing": "021000021"
},
{
"id": "15e383b8-23bc-4dd5-919c-d312640e4582",
"business_integration_task_id": "f8f2a318-0e61-4597-b63c-d9eea55e2363",
"bank_account": "1111222233331111",
"bank_name": "Plaid Saving",
"official_name": "Plaid Silver Standard 0.1% Interest Saving",
"institution_name": "ACH",
"verification_status": "VERIFIED",
"balance_limit": "0",
"currency": "USD",
"type": "depository",
"subtype": "savings",
"mask": "1111",
"created_at": "2025-04-11T04:59:40.824Z",
"routing_number": "U2FsdGVkX1+GED9Y5KSgSjtMRaNO2cv2reWurzwIItk=",
"wire_routing_number": "U2FsdGVkX19sYmV6TvwQtN8nAT7rfLJKVcvk9YFee5g=",
"deposit_account": true,
"is_selected": false,
"average_balance": null,
"transactions": [],
"balances": [],
"match": false,
"depositAccountInfo": {
"accounts": [
{
"account_id": "f8f818c3-f722-44b1-8c8e-ec888d47840d",
"balances": {
"available": null,
"current": null,
"limit": null
},
"mask": "0019",
"name": "BANK OF AMERICA",
"official_name": "SMITH & ASSOCIATES CONSULTING",
"subtype": "Savings",
"type": "depository",
"institution_name": "ACH",
"verification_status": "UNVERIFIED"
}
],
"numbers": {
"ach": [
{
"account": "0000000019",
"account_number": "U2FsdGVkX1/o5KRgvK6b45QvUytlJcqujedsVyQPJQk=",
"account_id": "f8f818c3-f722-44b1-8c8e-ec888d47840d",
"routing": "122105278",
"wire_routing": null
}
],
"bacs": [],
"eft": [],
"international": []
}
},
"verification_result": {
"id": "a8f13a5e-2e2b-43c3-937b-62cfd1ab504c",
"verification_status": "SUCCESS",
"created_at": "2025-04-11T05:04:01.855Z",
"updated_at": "2025-04-11T05:04:01.855Z",
"account_verification_response": {
"name": "Unverified Account",
"code": "ND00",
"description": "The routing number submitted belongs to a financial institution; however, this financial institution does not report information to the National Shared Database. The financial institutions that do report to the National Shared Database have not reported any recent experience (positive or negative) with this account.",
"verification_response": "Informational (formerly NoData)"
},
"account_authentication_response": {
"name": null,
"code": null,
"description": null,
"verification_response": null
}
},
"routing": "011401533",
"wire_routing": "021000021"
},
{
"id": "f8f818c3-f722-44b1-8c8e-ec888d47840d",
"business_integration_task_id": "f8f2a318-0e61-4597-b63c-d9eea55e2363",
"bank_account": "0000000019",
"bank_name": "BANK OF AMERICA",
"official_name": "SMITH & ASSOCIATES CONSULTING",
"institution_name": "ACH",
"verification_status": "UNVERIFIED",
"balance_limit": null,
"currency": null,
"type": "depository",
"subtype": "Savings",
"mask": "0019",
"created_at": "2025-04-11T05:01:30.591Z",
"routing_number": "U2FsdGVkX1+CP11r7iAUdrEpKdCzpiAPv5dANAHhqiE=",
"wire_routing_number": null,
"deposit_account": true,
"is_selected": true,
"average_balance": null,
"transactions": [],
"balances": [],
"match": false,
"depositAccountInfo": {
"accounts": [
{
"account_id": "f8f818c3-f722-44b1-8c8e-ec888d47840d",
"balances": {
"available": null,
"current": null,
"limit": null
},
"mask": "0019",
"name": "BANK OF AMERICA",
"official_name": "SMITH & ASSOCIATES CONSULTING",
"subtype": "Savings",
"type": "depository",
"institution_name": "ACH",
"verification_status": "UNVERIFIED"
}
],
"numbers": {
"ach": [
{
"account": "0000000019",
"account_number": "U2FsdGVkX1/o5KRgvK6b45QvUytlJcqujedsVyQPJQk=",
"account_id": "f8f818c3-f722-44b1-8c8e-ec888d47840d",
"routing": "122105278",
"wire_routing": null
}
],
"bacs": [],
"eft": [],
"international": []
}
},
"verification_result": {
"id": "952d6d53-5849-4fe9-b215-0d2c76abcbf0",
"verification_status": "SUCCESS",
"created_at": "2025-04-11T05:04:02.130Z",
"updated_at": "2025-04-11T05:04:02.130Z",
"account_verification_response": {
"name": "Account Verified",
"code": "_5555",
"description": "Savings Account Verified – The account was found to be an open and valid account.",
"verification_response": "Pass"
},
"account_authentication_response": {
"name": "Account Authenticated",
"code": "CA11",
"description": "Customer authentication passed gAuthenticate.",
"verification_response": "Pass"
}
},
"routing": "122105278",
"wire_routing": null
},
{
"id": "04463bf6-5edd-4177-97cb-79adc7637a0f",
"business_integration_task_id": "f8f2a318-0e61-4597-b63c-d9eea55e2363",
"bank_account": "8GozX9PLJZCloK3x7gA1SANXX3KdQeiWojveN",
"bank_name": "Plaid Saving",
"official_name": "Plaid Silver Standard 0.1% Interest Saving",
"institution_name": "Chase",
"verification_status": null,
"balance_current": "210.00",
"balance_available": "200.00",
"balance_limit": "0",
"currency": "USD",
"type": "depository",
"subtype": "savings",
"mask": "1111",
"created_at": "2025-04-11T04:59:55.588Z",
"routing_number": null,
"wire_routing_number": null,
"deposit_account": false,
"is_selected": false,
"average_balance": 246.63,
"transactions": [
{
"id": "e535b204-4bfb-47ce-94c8-fcd67755ef4d",
"bank_account_id": "04463bf6-5edd-4177-97cb-79adc7637a0f",
"business_integration_task_id": "7022a3fb-31cf-4762-932b-69c40e0649a1",
"transaction_id": "yl6B18Rxkrhp1NklbJmeUdjNWg6G3Ki4PeDBb",
"date": "2025-03-20T00:00:00.000Z",
"amount": "25",
"description": "CREDIT CARD 3333 PAYMENT *//",
"payment_metadata": {
"by_order_of": null,
"payee": null,
"payer": null,
"payment_method": null,
"payment_processor": null,
"ppd_id": null,
"reason": null,
"reference_number": null
},
"currency": "USD",
"category": "Payment,Credit Card",
"payment_type": "special",
"is_pending": false,
"created_at": "2025-04-11T04:59:55.877Z"
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