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GET
/
score
/
business
/
{businessID}
Get Business Score
curl --request GET \
  --url https://api.joinworth.com/score/api/v1/score/business/{businessID} \
  --header 'Authorization: Bearer <token>'
{
  "status": "success",
  "message": "Success",
  "data": {
    "id": "17f1de9d-b38d-47d9-bcd6-21662b648ada",
    "month": "12",
    "year": "2024",
    "created_at": "2024-12-23T09:03:07.705Z",
    "business_id": "9289f785-e7f3-4c05-b5cc-6caf982bde63",
    "customer_id": null,
    "status": "SUCCESS",
    "score_weightage_config": "3d790145-0b4a-4de7-969a-d118123123bc",
    "weighted_score_100": "78",
    "weighted_score_850": "728",
    "risk_level": "LOW",
    "score_decision": "APPROVE",
    "base_score": "626.78",
    "version": "2.2",
    "score_distribution": [
      {
        "id": 2,
        "code": "PUBLIC_RECORDS",
        "label": "Public Records",
        "is_deleted": false,
        "total_weightage": 40,
        "factors": [
          {
            "id": 14,
            "code": "JUDGEMENTS_AND_LIENS_AI_PLACEHOLDER",
            "label": "Judgements and Liens",
            "category_id": 2,
            "is_deleted": false,
            "parent_factor_id": null,
            "weightage": 0,
            "factor_id": 14,
            "value": -2,
            "score_100": -2,
            "weighted_score_100": -0.11,
            "score_850": -2,
            "weighted_score_850": -0.11,
            "status": "SUCCESS",
            "log": "Success"
          },
          {
            "id": 15,
            "code": "SOCIAL_REVIEWS_AI_PLACEHOLDER",
            "label": "Social Reviews",
            "category_id": 2,
            "is_deleted": false,
            "parent_factor_id": null,
            "weightage": 0,
            "factor_id": 15,
            "value": -2,
            "score_100": -2,
            "weighted_score_100": 24.82,
            "score_850": -2,
            "weighted_score_850": 24.82,
            "status": "SUCCESS",
            "log": "Success"
          },
          {
            "id": 16,
            "code": "BANKRUPTCIES_AI_PLACEHOLDER",
            "label": "Bankruptcies",
            "category_id": 2,
            "is_deleted": false,
            "parent_factor_id": null,
            "weightage": 0,
            "factor_id": 16,
            "value": -2,
            "score_100": -2,
            "weighted_score_100": 86.31,
            "score_850": -2,
            "weighted_score_850": 86.31,
            "status": "SUCCESS",
            "log": "Success"
          }
        ],
        "score": "111.02",
        "score_100": "111.02",
        "score_850": "111.02"
      },
      {
        "id": 4,
        "code": "BUSINESS_OPERATIONS",
        "label": "Business Operations",
        "is_deleted": false,
        "total_weightage": 0,
        "factors": [
          {
            "id": 27,
            "code": "BALANCE_SHEET_AI_PLACEHOLDER",
            "label": "Balance Sheet",
            "category_id": 4,
            "is_deleted": false,
            "parent_factor_id": null,
            "weightage": 0,
            "factor_id": 27,
            "value": -2,
            "score_100": -2,
            "weighted_score_100": -25.26,
            "score_850": -2,
            "weighted_score_850": -25.26,
            "status": "SUCCESS",
            "log": "Success"
          },
          {
            "id": 25,
            "code": "PROFIT_AND_LOSS_AI_PLACEHOLDER",
            "label": "Profit and Loss",
            "category_id": 4,
            "is_deleted": false,
            "parent_factor_id": null,
            "weightage": 0,
            "factor_id": 25,
            "value": -2,
            "score_100": -2,
            "weighted_score_100": 6.44,
            "score_850": -2,
            "weighted_score_850": 6.44,
            "status": "SUCCESS",
            "log": "Success"
          },
          {
            "id": 26,
            "code": "CASH_FLOW_AI_PLACEHOLDER",
            "label": "Cash Flow",
            "category_id": 4,
            "is_deleted": false,
            "parent_factor_id": null,
            "weightage": 0,
            "factor_id": 26,
            "value": -2,
            "score_100": -2,
            "weighted_score_100": -4.94,
            "score_850": -2,
            "weighted_score_850": -4.94,
            "status": "SUCCESS",
            "log": "Success"
          }
        ],
        "score": "-23.76",
        "score_100": "-23.76",
        "score_850": "-23.76"
      },
      {
        "id": 5,
        "code": "COMPANY_PROFILE",
        "label": "Company Profile",
        "is_deleted": false,
        "total_weightage": 0,
        "factors": [
          {
            "id": 17,
            "code": "CREDIT_BUREAU_AI_PLACEHOLDER",
            "label": "Credit Bureau",
            "category_id": 5,
            "is_deleted": false,
            "parent_factor_id": null,
            "weightage": 0,
            "factor_id": 17,
            "value": -2,
            "score_100": -2,
            "weighted_score_100": -4.19,
            "score_850": -2,
            "weighted_score_850": -4.19,
            "status": "SUCCESS",
            "log": "Success"
          }
        ],
        "score": "-4.19",
        "score_100": "-4.19",
        "score_850": "-4.19"
      },
      {
        "id": 6,
        "code": "FINANCIAL_TRENDS",
        "label": "Financial Trends",
        "is_deleted": false,
        "total_weightage": 0,
        "factors": [
          {
            "id": 21,
            "code": "EFFICIENCY_RATIOS_AI_PLACEHOLDER",
            "label": "Efficiency Ratio",
            "category_id": 6,
            "is_deleted": false,
            "parent_factor_id": null,
            "weightage": 0,
            "factor_id": 21,
            "value": -2,
            "score_100": -2,
            "weighted_score_100": 0.03,
            "score_850": -2,
            "weighted_score_850": 0.03,
            "status": "SUCCESS",
            "log": "Success"
          },
          {
            "id": 20,
            "code": "SOLVENCY_RATIOS_AI_PLACEHOLDER",
            "label": "Solvency Ratio",
            "category_id": 6,
            "is_deleted": false,
            "parent_factor_id": null,
            "weightage": 0,
            "factor_id": 20,
            "value": -2,
            "score_100": -2,
            "weighted_score_100": 2.3,
            "score_850": -2,
            "weighted_score_850": 2.3,
            "status": "SUCCESS",
            "log": "Success"
          },
          {
            "id": 18,
            "code": "ECONOMICS_AI_PLACEHOLDER",
            "label": "Economics",
            "category_id": 6,
            "is_deleted": false,
            "parent_factor_id": null,
            "weightage": 0,
            "factor_id": 18,
            "value": -2,
            "score_100": -2,
            "weighted_score_100": 7.77,
            "score_850": -2,
            "weighted_score_850": 7.77,
            "status": "SUCCESS",
            "log": "Success"
          },
          {
            "id": 19,
            "code": "LIQUIDITY_RATIOS_AI_PLACEHOLDER",
            "label": "Liquidity Ratios",
            "category_id": 6,
            "is_deleted": false,
            "parent_factor_id": null,
            "weightage": 0,
            "factor_id": 19,
            "value": -2,
            "score_100": -2,
            "weighted_score_100": 0.02,
            "score_850": -2,
            "weighted_score_850": 0.02,
            "status": "SUCCESS",
            "log": "Success"
          }
        ],
        "score": "10.12",
        "score_100": "10.12",
        "score_850": "10.12"
      },
      {
        "id": 8,
        "code": "PERFORMANCE_MEASURES",
        "label": "Performance Measures",
        "is_deleted": false,
        "total_weightage": 0,
        "factors": [
          {
            "id": 22,
            "code": "PROFITABILITY_RATIOS_AI_PLACEHOLDER",
            "label": "Profitability Ratio",
            "category_id": 8,
            "is_deleted": false,
            "parent_factor_id": null,
            "weightage": 0,
            "factor_id": 22,
            "value": -2,
            "score_100": -2,
            "weighted_score_100": 2.51,
            "score_850": -2,
            "weighted_score_850": 2.51,
            "status": "SUCCESS",
            "log": "Success"
          },
          {
            "id": 23,
            "code": "VALUATION_RATIOS_AI_PLACEHOLDER",
            "label": "Valuation Ratio",
            "category_id": 8,
            "is_deleted": false,
            "parent_factor_id": null,
            "weightage": 0,
            "factor_id": 23,
            "value": -2,
            "score_100": -2,
            "weighted_score_100": 1.83,
            "score_850": -2,
            "weighted_score_850": 1.83,
            "status": "SUCCESS",
            "log": "Success"
          },
          {
            "id": 24,
            "code": "FINANCIAL_RISKS_AI_PLACEHOLDER",
            "label": "Financial Risks",
            "category_id": 8,
            "is_deleted": false,
            "parent_factor_id": null,
            "weightage": 0,
            "factor_id": 24,
            "value": -2,
            "score_100": -2,
            "weighted_score_100": 3.88,
            "score_850": -2,
            "weighted_score_850": 3.88,
            "status": "SUCCESS",
            "log": "Success"
          }
        ],
        "score": "8.22",
        "score_100": "8.22",
        "score_850": "8.22"
      }
    ],
    "is_score_calculated": true
  }
}

Authorizations

Authorization
string
header
required

Bearer authentication header of the form Bearer <token>, where <token> is your auth token.

Path Parameters

businessID
string
required
Example:

"9289f785-e7f3-4c05-b5cc-6caf982bde63"

Response

200 - application/json; charset=utf-8

OK

status
string
message
string
data
Data · object
Example:
{
"id": "17f1de9d-b38d-47d9-bcd6-21662b648ada",
"month": "12",
"year": "2024",
"created_at": "2024-12-23T09:03:07.705Z",
"business_id": "9289f785-e7f3-4c05-b5cc-6caf982bde63",
"customer_id": null,
"status": "SUCCESS",
"score_weightage_config": "3d790145-0b4a-4de7-969a-d118123123bc",
"weighted_score_100": "78",
"weighted_score_850": "728",
"risk_level": "LOW",
"score_decision": "APPROVE",
"base_score": "626.78",
"version": "2.2",
"score_distribution": [
{
"id": 2,
"code": "PUBLIC_RECORDS",
"label": "Public Records",
"is_deleted": false,
"total_weightage": 40,
"factors": [
{
"id": 14,
"code": "JUDGEMENTS_AND_LIENS_AI_PLACEHOLDER",
"label": "Judgements and Liens",
"category_id": 2,
"is_deleted": false,
"parent_factor_id": null,
"weightage": 0,
"factor_id": 14,
"value": -2,
"score_100": -2,
"weighted_score_100": -0.11,
"score_850": -2,
"weighted_score_850": -0.11,
"status": "SUCCESS",
"log": "Success"
},
{
"id": 15,
"code": "SOCIAL_REVIEWS_AI_PLACEHOLDER",
"label": "Social Reviews",
"category_id": 2,
"is_deleted": false,
"parent_factor_id": null,
"weightage": 0,
"factor_id": 15,
"value": -2,
"score_100": -2,
"weighted_score_100": 24.82,
"score_850": -2,
"weighted_score_850": 24.82,
"status": "SUCCESS",
"log": "Success"
},
{
"id": 16,
"code": "BANKRUPTCIES_AI_PLACEHOLDER",
"label": "Bankruptcies",
"category_id": 2,
"is_deleted": false,
"parent_factor_id": null,
"weightage": 0,
"factor_id": 16,
"value": -2,
"score_100": -2,
"weighted_score_100": 86.31,
"score_850": -2,
"weighted_score_850": 86.31,
"status": "SUCCESS",
"log": "Success"
}
],
"score": "111.02",
"score_100": "111.02",
"score_850": "111.02"
},
{
"id": 4,
"code": "BUSINESS_OPERATIONS",
"label": "Business Operations",
"is_deleted": false,
"total_weightage": 0,
"factors": [
{
"id": 27,
"code": "BALANCE_SHEET_AI_PLACEHOLDER",
"label": "Balance Sheet",
"category_id": 4,
"is_deleted": false,
"parent_factor_id": null,
"weightage": 0,
"factor_id": 27,
"value": -2,
"score_100": -2,
"weighted_score_100": -25.26,
"score_850": -2,
"weighted_score_850": -25.26,
"status": "SUCCESS",
"log": "Success"
},
{
"id": 25,
"code": "PROFIT_AND_LOSS_AI_PLACEHOLDER",
"label": "Profit and Loss",
"category_id": 4,
"is_deleted": false,
"parent_factor_id": null,
"weightage": 0,
"factor_id": 25,
"value": -2,
"score_100": -2,
"weighted_score_100": 6.44,
"score_850": -2,
"weighted_score_850": 6.44,
"status": "SUCCESS",
"log": "Success"
},
{
"id": 26,
"code": "CASH_FLOW_AI_PLACEHOLDER",
"label": "Cash Flow",
"category_id": 4,
"is_deleted": false,
"parent_factor_id": null,
"weightage": 0,
"factor_id": 26,
"value": -2,
"score_100": -2,
"weighted_score_100": -4.94,
"score_850": -2,
"weighted_score_850": -4.94,
"status": "SUCCESS",
"log": "Success"
}
],
"score": "-23.76",
"score_100": "-23.76",
"score_850": "-23.76"
},
{
"id": 5,
"code": "COMPANY_PROFILE",
"label": "Company Profile",
"is_deleted": false,
"total_weightage": 0,
"factors": [
{
"id": 17,
"code": "CREDIT_BUREAU_AI_PLACEHOLDER",
"label": "Credit Bureau",
"category_id": 5,
"is_deleted": false,
"parent_factor_id": null,
"weightage": 0,
"factor_id": 17,
"value": -2,
"score_100": -2,
"weighted_score_100": -4.19,
"score_850": -2,
"weighted_score_850": -4.19,
"status": "SUCCESS",
"log": "Success"
}
],
"score": "-4.19",
"score_100": "-4.19",
"score_850": "-4.19"
},
{
"id": 6,
"code": "FINANCIAL_TRENDS",
"label": "Financial Trends",
"is_deleted": false,
"total_weightage": 0,
"factors": [
{
"id": 21,
"code": "EFFICIENCY_RATIOS_AI_PLACEHOLDER",
"label": "Efficiency Ratio",
"category_id": 6,
"is_deleted": false,
"parent_factor_id": null,
"weightage": 0,
"factor_id": 21,
"value": -2,
"score_100": -2,
"weighted_score_100": 0.03,
"score_850": -2,
"weighted_score_850": 0.03,
"status": "SUCCESS",
"log": "Success"
},
{
"id": 20,
"code": "SOLVENCY_RATIOS_AI_PLACEHOLDER",
"label": "Solvency Ratio",
"category_id": 6,
"is_deleted": false,
"parent_factor_id": null,
"weightage": 0,
"factor_id": 20,
"value": -2,
"score_100": -2,
"weighted_score_100": 2.3,
"score_850": -2,
"weighted_score_850": 2.3,
"status": "SUCCESS",
"log": "Success"
},
{
"id": 18,
"code": "ECONOMICS_AI_PLACEHOLDER",
"label": "Economics",
"category_id": 6,
"is_deleted": false,
"parent_factor_id": null,
"weightage": 0,
"factor_id": 18,
"value": -2,
"score_100": -2,
"weighted_score_100": 7.77,
"score_850": -2,
"weighted_score_850": 7.77,
"status": "SUCCESS",
"log": "Success"
},
{
"id": 19,
"code": "LIQUIDITY_RATIOS_AI_PLACEHOLDER",
"label": "Liquidity Ratios",
"category_id": 6,
"is_deleted": false,
"parent_factor_id": null,
"weightage": 0,
"factor_id": 19,
"value": -2,
"score_100": -2,
"weighted_score_100": 0.02,
"score_850": -2,
"weighted_score_850": 0.02,
"status": "SUCCESS",
"log": "Success"
}
],
"score": "10.12",
"score_100": "10.12",
"score_850": "10.12"
},
{
"id": 8,
"code": "PERFORMANCE_MEASURES",
"label": "Performance Measures",
"is_deleted": false,
"total_weightage": 0,
"factors": [
{
"id": 22,
"code": "PROFITABILITY_RATIOS_AI_PLACEHOLDER",
"label": "Profitability Ratio",
"category_id": 8,
"is_deleted": false,
"parent_factor_id": null,
"weightage": 0,
"factor_id": 22,
"value": -2,
"score_100": -2,
"weighted_score_100": 2.51,
"score_850": -2,
"weighted_score_850": 2.51,
"status": "SUCCESS",
"log": "Success"
},
{
"id": 23,
"code": "VALUATION_RATIOS_AI_PLACEHOLDER",
"label": "Valuation Ratio",
"category_id": 8,
"is_deleted": false,
"parent_factor_id": null,
"weightage": 0,
"factor_id": 23,
"value": -2,
"score_100": -2,
"weighted_score_100": 1.83,
"score_850": -2,
"weighted_score_850": 1.83,
"status": "SUCCESS",
"log": "Success"
},
{
"id": 24,
"code": "FINANCIAL_RISKS_AI_PLACEHOLDER",
"label": "Financial Risks",
"category_id": 8,
"is_deleted": false,
"parent_factor_id": null,
"weightage": 0,
"factor_id": 24,
"value": -2,
"score_100": -2,
"weighted_score_100": 3.88,
"score_850": -2,
"weighted_score_850": 3.88,
"status": "SUCCESS",
"log": "Success"
}
],
"score": "8.22",
"score_100": "8.22",
"score_850": "8.22"
}
],
"is_score_calculated": true
}